Hey there Reader When I used to manage teams that created reports that went to the C-Suite I did things a little different. I insisted that on every report they add talking points in the footnotes. I said, "if your audience needs to find the interesting, you failed......tell them what's interesting". Similiarly, I am writing a book right now. It's about going from $0 to wealth and then using that wealth to buy freedom. At the end of every chapter, I'm stating the "so what". It's even labeled...
6 months agoĀ ā¢Ā 1 min read
Hey there Reader I am not someone that predicts markets. Ever. But I do live in reality.....and reality says we've had a hell of a run since 2008. Thats 17 years. People in their late 30s have experienced an up market for nearly their entire working lives. People just entering the workforce have experienced an up market for as long as they can remember. Down markets happen. This isn't a message to time the market. It's a message of allocate your portfolio according to your time horizon and...
7 months agoĀ ā¢Ā 1 min read
Hey there Reader š„Remember Remember the 5th of November.....š§ØIt's more than a poem to me. 4 years ago today I retired at 42.I chose November 5th for a reason. I love the movie V for Vendetta. The 5th of November symbolizes freedom.It was an idea I came up with as a teen...and unlike Guy Fawkes, I nailed it. .......some people earn their freedom.I am one of those people. I am anonymous. But beneath this mask is an idea, and a real person. Letās keep growing together,Dad is FIRERetired Dad |...
8 months agoĀ ā¢Ā 1 min read
Hey there Reader (Look I know this is a long email...just skim it quickly) When I was a teenager my mom often told me I should be a writer one day. Back then I wrote poetry and short stories. I'm a nerd so I also wrote a lot of non-fiction. She passed away 6+ years ago. I've also had a lot of readers reply to these emails requesting that I write a book, and X agrees. I've avoided writing anything because I don't want to be a hypocrite. I'm so sick of people writing about FIRE but they are...
9 months agoĀ ā¢Ā 4 min read
Hey there Reader I try not to send more than one email a week. I also refuse to try to time markets. I am a Chartered Financial Analyst and a Warren Buffett fan. I like boring, and not guessing. The news talks alot about what the Fed will do with rates (recently it has been about lowering rates). There is an expectation (not from me, I dont make these predictions EVER) that rates may be lowered this week. I keep reading so much bad news about what happens when rates are lowered. Nonsense like...
10 months agoĀ ā¢Ā 1 min read
Hey there Reader I need your help with something. For a long time, Iāve said Iām not selling anything. I meant that. I still do. But I keep thinking about writing a book. I already have the content on the Financial Freedom category of my site, and in the Real Estate category. Hereās why I hesitate: I believe strongly that most people selling FIRE books arenāt really retired. Theyāre hustling. Thatās not me. I actually retired at 42. I donāt want to be a hypocrite. But after hearing feedback,...
10 months agoĀ ā¢Ā 2 min read
Hey there Reader Quick favor! If youāve been enjoying my content and want to support what Iām doing, this is a super easy way to help: š Follow me on MSN Even if you never use MSN, your follow really helps. The more followers I have there, the more people MSN shows my content to, and that keeps me motivated. Itāll take maybe 30 seconds: Click the link Click āFollowā (Even better: log in first, then click follow) Thatās it. Easy, fast, and free. Thanks so much, I appreciate you! šš„ Letās keep...
12 months agoĀ ā¢Ā 1 min read
Hey there Reader Todayās Tuesday, which means youāre getting my usual weekly newsletter. But⦠Iām also sending this one. š¬ The tax code is shifting, and itās going to affect you. šø I just broke it all down here: š The Big, Beautiful Tax Bill: Whatās Changing and Why It Matters This is an MSN slideshow. You need to click or scroll through the pictures to read the slideshow. I normally donāt double up, but this felt too valuable not to share. If you find the slideshow helpful, please hit like...
about 1 year agoĀ ā¢Ā 1 min read
Hey there Reader Itās been a tough week. The stock market got hammered thanks to all the tariff nonsense, and thereās a lot of uncertainty floating around. š¬ If youāre following me, itās because youāre chasing Financial Freedomāand I want to help you stay on track, especially when things get shaky. One way I can help is by being a calming voice in the noise. Iāve been through this before. I lived through the dot-com crash in 2001.I navigated the financial crisis in 2008.I stayed the course...
over 1 year agoĀ ā¢Ā 1 min read